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Benefits in the event of death and disability

In the event of the death or disability of a member (active insured person, disabled person or retiree), the spouse or registered partner is entitled to the benefits of the surviving spouse. His/her children are also entitled to an orphan’s pension. This is also the case if the member becomes disabled.

The amount of the surviving spouse’s pension depends on the pension plan of the deceased. It is paid on the first day of the month that follows the death of the insured person until the end of the month in which the spouse dies, remarries or enters into a partnership.

For orphans
Each child of the deceased is also entitled to a pension, the amount of which is determined by the pension plan of the deceased. The orphan’s pension is paid until 20 years of age (25 years of age if the child is in further education or in an apprenticeship).

As soon as the employer has informed the Patrimonia Foundation of the death, the Foundation contacts the family of the deceased directly in writing.

In the event of disability
In the event of disability, the member is entitled to a disability pension as well as to a pension for each child of the disabled person who is under 20 years of age or 25 years of age if the child is in further education or in an apprenticeship.

The amount of the disability pension and the pension for a child of a disabled person depends on the pension plan in which the employee was insured at the start of his unfitness for work.

At Patrimonia, we listen to you and endeavour to provide precise answers to the questions you ask. On this site we answer a series of questions that we are frequently asked by insured persons. Do not hesitate to get in touch with us if you are unable to find the information that you are looking for. Please note that you can find a full explanation of your pension certificate on this site.

Access the page Frequently asked questions (insured persons)

 

The common law husband/wife may, regardless of gender, receive a spouse’s pension if the following conditions are fulfilled cumulatively:
  • neither the insured person nor the common law husband/wife are married,
  • the insured person and the common law husband/wife are unrelated,
  • the insured person and the common law husband/wife have cohabited without interruption for at least five years immediately before the death or the surviving common law husband/wife must maintain one or more joint children,
  • the Foundation was notified of the existence of the common law husband/wife before the death.
It suffices to return the form to register a beneficiary partner to us completed, dated, signed and accompanied by a copy of the identity cards of yourself and your common law husband/wife as well as proof of residence for yourself and your common law husband/wife.